/* ===================================================
   CUMULUS INVESTMENT CONSULTANTS — LIGHT THEME
   =================================================== */

/* ---- Reset & Base ---- */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

:root {
  /* Backgrounds */
  --bg:         #f5f7fc;
  --bg-card:    #ffffff;
  --bg-section: #eef1f8;
  --bg-dark:    #0d2353;

  /* Brand */
  --navy:       #0d2353;
  --navy-mid:   #1a3a6e;
  --navy-lt:    #2552a0;
  --gold:       #b8892a;
  --gold-lt:    #d4a843;
  --gold-dk:    #8f6a1c;

  /* Text */
  --text:       #111827;
  --text-mid:   #374151;
  --text-muted: #6b7a94;
  --text-light: #9ca3b5;

  /* UI */
  --border:     rgba(13, 35, 83, 0.10);
  --border-mid: rgba(13, 35, 83, 0.18);
  --card-bg:    #ffffff;
  --shadow-sm:  0 2px 8px rgba(13,35,83,.07);
  --shadow:     0 6px 28px rgba(13,35,83,.10);
  --shadow-lg:  0 16px 48px rgba(13,35,83,.13);
  --radius:     14px;
  --transition: .3s cubic-bezier(.4,0,.2,1);

  /* Accent colors */
  --green:      #059669;
  --green-bg:   rgba(5,150,105,.08);
  --red:        #dc2626;
  --red-bg:     rgba(220,38,38,.07);
  --blue:       #2563eb;
  --blue-bg:    rgba(37,99,235,.08);
}

html { scroll-behavior: smooth; }

body {
  font-family: 'Inter', sans-serif;
  background: var(--bg);
  color: var(--text);
  line-height: 1.7;
  overflow-x: hidden;
}

a { text-decoration: none; color: inherit; }
img { max-width: 100%; display: block; }

.container {
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 1.5rem;
}

::-webkit-scrollbar { width: 6px; }
::-webkit-scrollbar-track { background: var(--bg); }
::-webkit-scrollbar-thumb { background: var(--gold); border-radius: 3px; }

/* NAVBAR */
.navbar {
  position: fixed;
  top: 0; left: 0; right: 0;
  z-index: 1000;
  padding: 1rem 0;
  background: rgba(255,255,255,.88);
  backdrop-filter: blur(16px);
  -webkit-backdrop-filter: blur(16px);
  border-bottom: 1px solid var(--border);
  transition: var(--transition);
}
.navbar.scrolled {
  background: rgba(255,255,255,.97);
  box-shadow: 0 2px 20px rgba(13,35,83,.09);
  padding: .7rem 0;
}
.nav-container {
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 1.5rem;
  display: flex;
  align-items: center;
  justify-content: space-between;
}
.nav-logo { display: flex; align-items: center; gap: .75rem; }
.logo-img {
  height: 42px;
  width: auto;
  object-fit: contain;
}
.logo-img-auth {
  height: 60px;
  width: auto;
  object-fit: contain;
}
.logo-img-light {
  background: #fff;
  border-radius: 10px;
  padding: 6px 12px;
}
.logo-text { display: flex; flex-direction: column; line-height: 1.1; }
.logo-main { font-size: 1.1rem; font-weight: 700; color: var(--navy); letter-spacing: .02em; }
.logo-sub  { font-size: .63rem; color: var(--gold); text-transform: uppercase; letter-spacing: .12em; font-weight: 600; }
.nav-menu { display: flex; align-items: center; gap: .15rem; list-style: none; }
.nav-link { padding: .45rem .85rem; border-radius: 8px; font-size: .875rem; font-weight: 500; color: var(--text-muted); transition: var(--transition); }
.nav-link:hover, .nav-link.active { color: var(--navy); background: var(--bg-section); }
.nav-btn { margin-left: .5rem; padding: .5rem 1.3rem; border-radius: 8px; background: var(--navy); color: #fff !important; font-weight: 600; font-size: .875rem; transition: var(--transition); white-space: nowrap; }
.nav-btn:hover { background: var(--navy-mid); transform: translateY(-1px); box-shadow: 0 4px 14px rgba(13,35,83,.25); }
.hamburger { display: none; flex-direction: column; gap: 5px; border: none; background: none; cursor: pointer; padding: .4rem; }
.hamburger span { display: block; width: 24px; height: 2px; background: var(--navy); border-radius: 2px; transition: var(--transition); }

/* BUTTONS */
.btn { display: inline-flex; align-items: center; gap: .5rem; padding: .8rem 2rem; border-radius: 10px; font-size: .95rem; font-weight: 600; cursor: pointer; transition: var(--transition); border: none; font-family: inherit; }
.btn-primary { background: var(--navy); color: #fff; }
.btn-primary:hover { background: var(--navy-mid); transform: translateY(-2px); box-shadow: 0 8px 24px rgba(13,35,83,.28); }
.btn-outline { background: transparent; color: var(--navy); border: 2px solid var(--border-mid); }
.btn-outline:hover { border-color: var(--navy); background: var(--bg-section); transform: translateY(-2px); }
.btn-gold { background: linear-gradient(135deg, var(--gold), var(--gold-lt)); color: #fff; }
.btn-gold:hover { transform: translateY(-2px); box-shadow: 0 8px 24px rgba(184,137,42,.35); }
.btn-full { width: 100%; justify-content: center; }

/* HERO */
.hero { min-height: 100vh; display: flex; flex-direction: column; align-items: center; justify-content: center; position: relative; padding: 6rem 1.5rem 4rem; overflow: hidden; background: linear-gradient(160deg, #eef2fb 0%, #f5f7fc 55%, #e8eef8 100%); }
.hero-bg { position: absolute; inset: 0; z-index: 0; }
.hero-grid { position: absolute; inset: 0; background-image: linear-gradient(rgba(13,35,83,.055) 1px, transparent 1px), linear-gradient(90deg, rgba(13,35,83,.055) 1px, transparent 1px); background-size: 56px 56px; -webkit-mask-image: radial-gradient(ellipse 80% 80% at 50% 50%, black 40%, transparent 100%); mask-image: radial-gradient(ellipse 80% 80% at 50% 50%, black 40%, transparent 100%); }
.hero-blob { position: absolute; border-radius: 50%; filter: blur(80px); pointer-events: none; }
.hero-blob--1 { width: 500px; height: 500px; background: rgba(37,82,160,.10); top: -100px; right: -100px; }
.hero-blob--2 { width: 400px; height: 400px; background: rgba(184,137,42,.09); bottom: -80px; left: -80px; }
.hero-content { position: relative; z-index: 1; text-align: center; max-width: 860px; margin: 0 auto; }
.hero-badge { display: inline-flex; align-items: center; gap: .5rem; padding: .4rem 1.2rem; background: rgba(13,35,83,.07); border: 1px solid rgba(13,35,83,.14); border-radius: 999px; font-size: .81rem; font-weight: 500; color: var(--navy-mid); margin-bottom: 1.8rem; animation: fadeDown .8s ease both; }
.hero-badge i { color: var(--gold); }
.hero-title { font-family: 'Playfair Display', serif; font-size: clamp(2.4rem, 5.5vw, 4rem); font-weight: 700; line-height: 1.18; color: var(--navy); margin-bottom: 1.4rem; animation: fadeUp .9s .1s ease both; }
.gradient-text { background: linear-gradient(135deg, var(--gold-dk), var(--gold-lt)); -webkit-background-clip: text; -webkit-text-fill-color: transparent; background-clip: text; }
.hero-desc { font-size: 1.05rem; color: var(--text-muted); max-width: 660px; margin: 0 auto 2.2rem; animation: fadeUp .9s .2s ease both; }
.hero-cta { display: flex; gap: 1rem; justify-content: center; flex-wrap: wrap; margin-bottom: 3.5rem; animation: fadeUp .9s .3s ease both; }
.hero-stats { display: flex; align-items: center; justify-content: center; gap: 2.5rem; padding: 1.5rem 2.5rem; background: rgba(255,255,255,.88); border: 1px solid var(--border); border-radius: var(--radius); box-shadow: var(--shadow-sm); backdrop-filter: blur(12px); animation: fadeUp .9s .4s ease both; }
.stat-item { text-align: center; }
.stat-num { display: block; font-size: 1.8rem; font-weight: 800; color: var(--navy); line-height: 1; }
.stat-label { font-size: .75rem; color: var(--text-muted); margin-top: .3rem; text-transform: uppercase; letter-spacing: .08em; }
.stat-divider { width: 1px; height: 40px; background: var(--border-mid); }
.hero-scroll { position: absolute; bottom: 2rem; left: 50%; transform: translateX(-50%); display: flex; flex-direction: column; align-items: center; gap: .4rem; color: var(--text-muted); font-size: .78rem; animation: bounce 2s infinite; z-index: 1; }
.hero-scroll i { color: var(--gold); }

/* SECTIONS */
.section { padding: 6rem 0; background: var(--bg); }
.section-alt { padding: 6rem 0; background: var(--bg-section); }
.section-header { text-align: center; margin-bottom: 3.5rem; }
.section-label { display: inline-block; font-size: .75rem; font-weight: 700; text-transform: uppercase; letter-spacing: .15em; color: var(--gold-dk); margin-bottom: .6rem; }
.section-title { font-family: 'Playfair Display', serif; font-size: clamp(1.8rem, 3.5vw, 2.6rem); font-weight: 700; color: var(--navy); margin-bottom: .75rem; }
.section-subtitle { font-size: 1rem; color: var(--text-muted); max-width: 580px; margin: 0 auto; }
.section-text { color: var(--text-mid); font-size: 1rem; margin-bottom: 1.2rem; line-height: 1.8; }

/* ABOUT */
.about-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 4rem; align-items: center; }
.about-card-main { background: var(--bg-card); border: 1px solid var(--border); border-radius: var(--radius); padding: 2.2rem; box-shadow: var(--shadow); }
.about-icon-wrap { width: 54px; height: 54px; background: var(--navy); border-radius: 13px; display: flex; align-items: center; justify-content: center; font-size: 1.3rem; color: #fff; margin-bottom: 1rem; }
.about-card-main h3 { font-size: 1.05rem; color: var(--navy); margin-bottom: .55rem; font-weight: 700; }
.about-card-main p  { font-size: .9rem; color: var(--text-muted); }
.about-tags { display: flex; flex-wrap: wrap; gap: .5rem; margin-top: 1.2rem; }
.about-tags span { padding: .3rem .9rem; background: var(--bg-section); border: 1px solid var(--border-mid); border-radius: 999px; font-size: .77rem; font-weight: 500; color: var(--navy-mid); display: flex; align-items: center; gap: .35rem; }
.about-tags span i { color: var(--gold); }
.about-card-secondary { margin-top: 1.2rem; display: flex; flex-direction: column; gap: .8rem; }
.mini-card { display: flex; gap: 1rem; align-items: flex-start; background: var(--bg-card); border: 1px solid var(--border); border-radius: var(--radius); padding: 1.1rem 1.3rem; box-shadow: var(--shadow-sm); }
.mini-card i { font-size: 1.25rem; color: var(--gold); margin-top: .15rem; flex-shrink: 0; }
.mini-card strong { display: block; color: var(--navy); font-size: .88rem; margin-bottom: .2rem; }
.mini-card p { font-size: .82rem; color: var(--text-muted); margin: 0; }
.pillars-grid { display: grid; grid-template-columns: 1fr 1fr; gap: .75rem; margin-top: 1.8rem; }
.pillar { display: flex; align-items: center; gap: .8rem; padding: .9rem 1.1rem; background: var(--bg-card); border: 1px solid var(--border); border-radius: 10px; font-size: .88rem; font-weight: 500; color: var(--text-mid); transition: var(--transition); box-shadow: var(--shadow-sm); }
.pillar:hover { border-color: var(--navy); background: var(--bg-section); color: var(--navy); }
.pillar i { color: var(--gold-dk); font-size: 1rem; }

/* SERVICES */
.services-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(260px, 1fr)); gap: 1.5rem; }
.service-card { background: var(--bg-card); border: 1px solid var(--border); border-radius: var(--radius); padding: 2.2rem; transition: var(--transition); position: relative; overflow: hidden; box-shadow: var(--shadow-sm); }
.service-card:hover { border-color: var(--navy); transform: translateY(-4px); box-shadow: var(--shadow-lg); }
.service-card--featured { border-color: var(--navy); background: linear-gradient(160deg, #1a3a6e 0%, #0d2353 100%); }
.service-card--featured h3 { color: #fff; }
.service-card--featured p  { color: #d4dce9; }
.service-card--featured .service-link { color: var(--gold); font-weight: 700; }
.service-card--featured .service-num  { color: rgba(255,255,255,.18); }
.service-badge { position: absolute; top: 1.2rem; right: 1.2rem; padding: .25rem .7rem; background: var(--gold); color: #fff; font-size: .68rem; font-weight: 700; border-radius: 999px; text-transform: uppercase; letter-spacing: .06em; }
.service-num { font-size: 3rem; font-weight: 800; color: rgba(13,35,83,.07); line-height: 1; margin-bottom: .5rem; font-family: 'Playfair Display', serif; }
.service-icon { width: 52px; height: 52px; background: var(--bg-section); border: 1px solid var(--border-mid); border-radius: 13px; display: flex; align-items: center; justify-content: center; font-size: 1.25rem; color: var(--navy); margin-bottom: 1.2rem; }
.service-card--featured .service-icon { background: rgba(255,255,255,.12); border-color: rgba(255,255,255,.2); color: #fff; }
.service-card h3 { font-size: 1.05rem; color: var(--navy); margin-bottom: .65rem; font-weight: 700; }
.service-card p  { font-size: .88rem; color: var(--text-muted); line-height: 1.7; margin-bottom: 1.5rem; }
.service-link { font-size: .83rem; font-weight: 600; color: var(--navy); display: flex; align-items: center; gap: .4rem; transition: var(--transition); }
.service-link:hover { gap: .7rem; }

/* WHY CHOOSE US */
.why-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 5rem; align-items: center; }
.why-list { list-style: none; display: flex; flex-direction: column; gap: .8rem; margin-top: 1.5rem; }
.why-list li { display: flex; align-items: center; gap: .9rem; font-size: .95rem; color: var(--text-mid); }
.why-list li i { width: 24px; height: 24px; background: var(--navy); border-radius: 50%; display: flex; align-items: center; justify-content: center; font-size: .65rem; color: #fff; flex-shrink: 0; }
.why-features { display: grid; grid-template-columns: 1fr 1fr; gap: 1.2rem; }
.feature-card { background: var(--bg-card); border: 1px solid var(--border); border-radius: var(--radius); padding: 1.5rem; box-shadow: var(--shadow-sm); transition: var(--transition); }
.feature-card:hover { transform: translateY(-3px); box-shadow: var(--shadow); border-color: var(--border-mid); }
.feature-icon { width: 46px; height: 46px; background: rgba(37,99,235,.12); border: 1px solid rgba(37,99,235,.25); background: color-mix(in srgb, var(--clr, #2563eb) 12%, transparent); border: 1px solid color-mix(in srgb, var(--clr, #2563eb) 25%, transparent); border-radius: 12px; display: flex; align-items: center; justify-content: center; font-size: 1.15rem; color: var(--clr, #2563eb); margin-bottom: .9rem; }
.feature-card h4 { font-size: .9rem; color: var(--navy); margin-bottom: .4rem; font-weight: 600; }
.feature-card p  { font-size: .82rem; color: var(--text-muted); line-height: 1.6; }

/* TEAM */
.team-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 1.5rem; }
.team-card { background: var(--bg-card); border: 1px solid var(--border); border-radius: var(--radius); padding: 2.5rem 2rem; text-align: center; box-shadow: var(--shadow-sm); transition: var(--transition); }
.team-card:hover { transform: translateY(-4px); box-shadow: var(--shadow-lg); border-color: var(--border-mid); }
.team-card--center { border-color: var(--navy); box-shadow: var(--shadow); }
.team-avatar { width: 130px; height: 130px; margin: 0 auto 1.5rem; position: relative; }
.avatar-ring { position: absolute; inset: 0; border-radius: 50%; border: 2px dashed var(--gold); animation: rotateBorder 8s linear infinite; }
.avatar-inner { width: 116px; height: 116px; background: linear-gradient(135deg, var(--navy), var(--navy-mid)); border-radius: 50%; display: flex; align-items: center; justify-content: center; position: absolute; top: 7px; left: 7px; overflow: hidden; }
.avatar-inner span { font-size: 1.3rem; font-weight: 700; color: #fff; font-family: 'Playfair Display', serif; }
.avatar-inner img { width: 100%; height: 100%; object-fit: cover; border-radius: 50%; }
.team-info h3 { font-size: 1rem; color: var(--navy); margin-bottom: .35rem; font-weight: 700; }
.team-role { display: block; font-size: .77rem; color: var(--gold-dk); font-weight: 600; text-transform: uppercase; letter-spacing: .08em; margin-bottom: 1rem; }
.team-info p { font-size: .85rem; color: var(--text-muted); line-height: 1.7; }
.team-divider { height: 1px; background: var(--border); margin: 1.2rem 0; }
.team-tags { display: flex; flex-wrap: wrap; gap: .4rem; justify-content: center; }
.team-tags span { padding: .25rem .7rem; background: var(--bg-section); border: 1px solid var(--border-mid); border-radius: 999px; font-size: .72rem; font-weight: 500; color: var(--text-muted); }

/* REFERRAL */
.referral-wrap { display: grid; grid-template-columns: 1fr 400px; gap: 4rem; align-items: center; }
.referral-steps { display: flex; flex-direction: column; gap: 1.2rem; margin: 2rem 0; }
.ref-step { display: flex; align-items: flex-start; gap: 1.2rem; }
.ref-step-num { width: 36px; height: 36px; background: var(--navy); color: #fff; font-weight: 800; font-size: .95rem; border-radius: 50%; display: flex; align-items: center; justify-content: center; flex-shrink: 0; }
.ref-step strong { display: block; color: var(--navy); font-size: .95rem; margin-bottom: .15rem; }
.ref-step p { font-size: .84rem; color: var(--text-muted); margin: 0; }
.referral-visual { display: flex; flex-direction: column; align-items: center; gap: 1.5rem; }
.ref-graphic { position: relative; width: 210px; height: 210px; display: flex; align-items: center; justify-content: center; }
.ref-center { width: 70px; height: 70px; background: linear-gradient(135deg, var(--navy), var(--navy-mid)); border-radius: 50%; display: flex; align-items: center; justify-content: center; font-size: 1.5rem; color: #fff; z-index: 2; box-shadow: 0 0 40px rgba(13,35,83,.2); }
.ref-orbit { position: absolute; width: 42px; height: 42px; background: var(--bg-card); border: 1.5px solid var(--border-mid); border-radius: 50%; display: flex; align-items: center; justify-content: center; font-size: .9rem; color: var(--gold-dk); box-shadow: var(--shadow-sm); }
.ref-orbit--1 { top: 0; left: 50%; transform: translateX(-50%); animation: orbit1 6s linear infinite; }
.ref-orbit--2 { bottom: 0; left: 50%; transform: translateX(-50%); animation: orbit1 6s linear infinite reverse; }
.ref-orbit--3 { left: 0; top: 50%; transform: translateY(-50%); animation: orbit2 6s linear infinite; }
.ref-orbit--4 { right: 0; top: 50%; transform: translateY(-50%); animation: orbit2 6s linear infinite reverse; }
.ref-graphic-label { font-size: .82rem; color: var(--text-muted); text-align: center; }

/* TRANSACTIONS */
.transaction-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 1.5rem; margin-bottom: 2.5rem; }
.transaction-card { background: var(--bg-card); border: 1px solid var(--border); border-radius: var(--radius); padding: 2rem; text-align: center; box-shadow: var(--shadow-sm); transition: var(--transition); }
.transaction-card:hover { border-color: var(--navy); transform: translateY(-3px); box-shadow: var(--shadow); }
.transaction-icon { width: 58px; height: 58px; background: var(--green-bg); border: 1px solid rgba(5,150,105,.2); border-radius: 50%; display: flex; align-items: center; justify-content: center; font-size: 1.25rem; color: var(--green); margin: 0 auto 1rem; }
.transaction-icon.withdrawal { background: var(--red-bg);  border-color: rgba(220,38,38,.2);  color: var(--red); }
.transaction-icon.tracking   { background: var(--blue-bg); border-color: rgba(37,99,235,.2);  color: var(--blue); }
.transaction-card h4 { color: var(--navy); font-size: 1rem; margin-bottom: .6rem; font-weight: 600; }
.transaction-card p  { font-size: .88rem; color: var(--text-muted); }
.cta-center { text-align: center; }

/* CONTACT */
.contact-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 5rem; align-items: start; }
.contact-items { display: flex; flex-direction: column; gap: 1.2rem; margin: 2rem 0; }
.contact-item { display: flex; align-items: flex-start; gap: 1rem; }
.contact-icon { width: 44px; height: 44px; background: var(--bg-section); border: 1px solid var(--border-mid); border-radius: 12px; display: flex; align-items: center; justify-content: center; font-size: 1.05rem; color: var(--navy); flex-shrink: 0; }
.contact-item strong { display: block; color: var(--navy); font-size: .9rem; margin-bottom: .15rem; font-weight: 600; }
.contact-item a, .contact-item span { font-size: .88rem; color: var(--text-muted); }
.contact-item a:hover { color: var(--gold-dk); }
.support-areas h4 { color: var(--navy); font-size: .9rem; margin-bottom: .75rem; font-weight: 600; }
.support-tags { display: flex; flex-wrap: wrap; gap: .5rem; }
.support-tags span { display: flex; align-items: center; gap: .4rem; padding: .35rem .9rem; background: var(--bg-section); border: 1px solid var(--border-mid); border-radius: 999px; font-size: .78rem; font-weight: 500; color: var(--text-muted); }
.support-tags span i { color: var(--gold-dk); }
.contact-form-wrap { background: var(--bg-card); border: 1px solid var(--border); border-radius: var(--radius); padding: 2.5rem; box-shadow: var(--shadow); }
.contact-form h3 { font-size: 1.2rem; color: var(--navy); margin-bottom: 1.8rem; font-weight: 700; }
.form-group { margin-bottom: 1.3rem; }
.form-group label { display: block; font-size: .84rem; color: var(--text-mid); margin-bottom: .45rem; font-weight: 500; }
.form-group input, .form-group select, .form-group textarea { width: 100%; background: var(--bg); border: 1.5px solid var(--border-mid); border-radius: 9px; padding: .72rem 1rem; color: var(--text); font-size: .9rem; font-family: inherit; transition: var(--transition); outline: none; }
.form-group input::placeholder, .form-group textarea::placeholder { color: var(--text-light); }
.form-group input:focus, .form-group select:focus, .form-group textarea:focus { border-color: var(--navy); background: #fff; box-shadow: 0 0 0 3px rgba(13,35,83,.07); }
.form-group select { appearance: none; cursor: pointer; }
.form-group textarea { resize: vertical; min-height: 110px; }
.form-success { margin-top: 1rem; padding: .9rem 1.2rem; background: var(--green-bg); border: 1px solid rgba(5,150,105,.25); border-radius: 9px; color: var(--green); font-size: .88rem; display: flex; align-items: center; gap: .6rem; }

/* RISK DISCLAIMER */
.risk-disclaimer { background: #fffbeb; border-top: 1px solid rgba(184,137,42,.2); border-bottom: 1px solid rgba(184,137,42,.2); padding: 1.3rem 0; }
.disclaimer-inner { display: flex; align-items: flex-start; gap: 1rem; font-size: .84rem; color: #78611a; max-width: 920px; }
.disclaimer-inner i { font-size: 1.15rem; color: var(--gold); flex-shrink: 0; margin-top: .1rem; }
.disclaimer-inner strong { color: var(--gold-dk); }

/* FOOTER */
.footer { background: var(--navy); padding: 4rem 0 0; }
.footer-grid { display: grid; grid-template-columns: 2fr 1fr 1fr 1fr; gap: 3rem; padding-bottom: 3rem; border-bottom: 1px solid rgba(255,255,255,.1); }
.footer-brand .footer-logo { display: flex; align-items: center; gap: .75rem; margin-bottom: 1rem; }
.footer-brand .logo-img { height: 44px; }
.footer-brand p { font-size: .88rem; color: rgba(255,255,255,.5); line-height: 1.7; margin-bottom: 1rem; }
.footer-tagline { font-size: .8rem; color: var(--gold-lt); font-weight: 600; }
.footer-links h4 { color: #fff; font-size: .88rem; font-weight: 600; margin-bottom: 1.2rem; }
.footer-links ul { list-style: none; display: flex; flex-direction: column; gap: .55rem; }
.footer-links li a { font-size: .84rem; color: rgba(255,255,255,.45); transition: var(--transition); }
.footer-links li a:hover { color: var(--gold-lt); padding-left: .3rem; }
.footer-bottom { display: flex; align-items: center; justify-content: space-between; padding: 1.4rem 0; flex-wrap: wrap; gap: 1rem; }
.footer-bottom p { font-size: .81rem; color: rgba(255,255,255,.3); }
.footer-managed { font-size: .75rem !important; margin-top: .15rem; }
.footer-bottom-right { display: flex; gap: 1.5rem; }
.footer-bottom-right a { font-size: .81rem; color: rgba(255,255,255,.3); transition: var(--transition); }
.footer-bottom-right a:hover { color: var(--gold-lt); }

/* BACK TO TOP */
.back-to-top { position: fixed; bottom: 2rem; right: 2rem; width: 44px; height: 44px; background: var(--navy); color: #fff; border-radius: 12px; display: flex; align-items: center; justify-content: center; font-size: .9rem; box-shadow: 0 4px 18px rgba(13,35,83,.25); opacity: 0; pointer-events: none; transition: var(--transition); z-index: 500; }
.back-to-top.visible { opacity: 1; pointer-events: all; }
.back-to-top:hover { background: var(--navy-mid); transform: translateY(-3px); }

/* AUTH */
.auth-page { min-height: 100vh; display: flex; flex-direction: column; align-items: center; justify-content: center; background: linear-gradient(160deg, #eef2fb 0%, #f5f7fc 60%, #e8eef8 100%); padding: 2rem 1.5rem; position: relative; overflow: hidden; }
.auth-page .hero-grid { position: absolute; inset: 0; background-image: linear-gradient(rgba(13,35,83,.05) 1px, transparent 1px), linear-gradient(90deg, rgba(13,35,83,.05) 1px, transparent 1px); background-size: 56px 56px; }
.auth-card { width: 100%; max-width: 460px; background: #fff; border: 1px solid var(--border-mid); border-radius: 18px; padding: 3rem 2.5rem; box-shadow: var(--shadow-lg); position: relative; z-index: 1; animation: fadeUp .7s ease both; }
.auth-logo { display: flex; align-items: center; gap: .75rem; justify-content: center; margin-bottom: 2rem; }
.auth-title { font-size: 1.5rem; font-weight: 700; color: var(--navy); text-align: center; margin-bottom: .4rem; }
.auth-subtitle { font-size: .88rem; color: var(--text-muted); text-align: center; margin-bottom: 2rem; }
.auth-footer-text { text-align: center; margin-top: 1.5rem; font-size: .84rem; color: var(--text-muted); }
.auth-footer-text a { color: var(--navy); font-weight: 600; }
.auth-footer-text a:hover { text-decoration: underline; }
.auth-divider { display: flex; align-items: center; gap: 1rem; margin: 1.5rem 0; color: var(--text-light); font-size: .8rem; }
.auth-divider::before, .auth-divider::after { content: ''; flex: 1; height: 1px; background: var(--border-mid); }
.input-icon-wrap { position: relative; }
.input-icon-wrap i.fa-envelope, .input-icon-wrap i.fa-lock, .input-icon-wrap i.fa-dollar-sign, .input-icon-wrap i.fa-user, .input-icon-wrap i.fa-phone, .input-icon-wrap i.fa-link { position: absolute; left: 1rem; top: 50%; transform: translateY(-50%); color: var(--text-light); font-size: .9rem; }
.input-icon-wrap input { padding-left: 2.7rem; }
.input-toggle { position: absolute; right: 1rem; top: 50%; transform: translateY(-50%); color: var(--text-light); cursor: pointer; font-size: .9rem; transition: var(--transition); }
.input-toggle:hover { color: var(--navy); }
.forgot-link { display: block; text-align: right; font-size: .8rem; color: var(--gold-dk); margin-top: .4rem; font-weight: 500; }
.forgot-link:hover { text-decoration: underline; }

/* DASHBOARD */
.dash-layout { display: flex; min-height: 100vh; background: var(--bg); }
.dash-sidebar { width: 256px; background: var(--navy); display: flex; flex-direction: column; padding: 1.5rem 0; position: fixed; top: 0; left: 0; height: 100vh; z-index: 200; transition: var(--transition); overflow-y: auto; }
.sidebar-logo { display: flex; align-items: center; gap: .75rem; padding: 0 1.5rem; margin-bottom: 2rem; }
.sidebar-logo .logo-img { width: 36px; height: 36px; border-radius: 50%; object-fit: cover; background: #fff; padding: 4px; }
.sidebar-brand-text { display: flex; flex-direction: column; line-height: 1.2; }
.sidebar-brand-name { font-size: .95rem; font-weight: 700; color: #fff; letter-spacing: .02em; }
.sidebar-brand-sub { font-size: .62rem; font-weight: 500; color: rgba(255,255,255,.55); letter-spacing: .03em; text-transform: uppercase; }
.sidebar-nav { flex: 1; padding: 0 .75rem; }
.sidebar-section-label { font-size: .67rem; text-transform: uppercase; letter-spacing: .15em; color: rgba(255,255,255,.22); padding: 0 .75rem; margin-bottom: .35rem; margin-top: 1.4rem; }
.sidebar-link { display: flex; align-items: center; gap: .85rem; padding: .65rem .9rem; border-radius: 9px; font-size: .875rem; color: rgba(255,255,255,.5); transition: var(--transition); cursor: pointer; border-left: 2px solid transparent; }
.sidebar-link i { width: 16px; text-align: center; font-size: .95rem; }
.sidebar-link:hover { background: rgba(255,255,255,.08); color: #fff; }
.sidebar-link.active { background: rgba(255,255,255,.1); color: #fff; border-left-color: var(--gold-lt); }
.sidebar-footer { padding: .75rem; border-top: 1px solid rgba(255,255,255,.1); }
.sidebar-footer .sidebar-link { color: rgba(220,38,38,.7); }
.sidebar-footer .sidebar-link:hover { color: #fff; background: rgba(220,38,38,.15); }
.dash-main { margin-left: 256px; flex: 1; min-height: 100vh; background: var(--bg); }
.dash-topbar { display: flex; align-items: center; justify-content: space-between; padding: 1rem 2rem; background: #fff; border-bottom: 1px solid var(--border); box-shadow: var(--shadow-sm); position: sticky; top: 0; z-index: 100; }
.dash-topbar h2 { font-size: 1.05rem; color: var(--navy); font-weight: 600; }
.topbar-right { display: flex; align-items: center; gap: 1rem; }
.topbar-notification { position: relative; width: 38px; height: 38px; background: var(--bg); border: 1px solid var(--border-mid); border-radius: 10px; display: flex; align-items: center; justify-content: center; color: var(--text-muted); cursor: pointer; transition: var(--transition); }
.topbar-notification:hover { color: var(--navy); border-color: var(--navy); }
.notif-dot { position: absolute; top: 8px; right: 8px; width: 6px; height: 6px; background: var(--gold); border-radius: 50%; }
.topbar-user { display: flex; align-items: center; gap: .7rem; cursor: pointer; }
.user-avatar-sm { width: 36px; height: 36px; min-width: 36px; flex-shrink: 0; align-self: center; aspect-ratio: 1 / 1; background: var(--navy); border-radius: 50%; display: inline-flex; align-items: center; justify-content: center; font-size: .75rem; font-weight: 700; color: #fff; box-sizing: border-box; }
.topbar-user span { font-size: .875rem; color: var(--navy); font-weight: 500; }
.dash-content { padding: 1.8rem 2rem; }
.dash-welcome { background: linear-gradient(135deg, var(--navy) 0%, var(--navy-mid) 100%); border-radius: var(--radius); padding: 1.6rem 2rem; margin-bottom: 1.8rem; display: flex; align-items: center; justify-content: space-between; }
.dash-welcome h3 { font-size: 1.15rem; color: #fff; margin-bottom: .2rem; }
.dash-welcome p  { font-size: .88rem; color: rgba(255,255,255,.6); }
.dash-welcome .btn-primary { background: rgba(255,255,255,.15); border: 1px solid rgba(255,255,255,.25); color: #fff; }
.dash-welcome .btn-primary:hover { background: rgba(255,255,255,.25); box-shadow: none; }
.dash-welcome .btn-outline { border-color: rgba(255,255,255,.3); color: #fff; }
.dash-welcome .btn-outline:hover { background: rgba(255,255,255,.1); border-color: rgba(255,255,255,.5); }
.stats-row { display: grid; grid-template-columns: repeat(4, 1fr); gap: 1.2rem; margin-bottom: 1.8rem; }
.stat-card { background: var(--bg-card); border: 1px solid var(--border); border-radius: var(--radius); padding: 1.4rem; box-shadow: var(--shadow-sm); transition: var(--transition); }
.stat-card:hover { box-shadow: var(--shadow); }
.stat-card-top { display: flex; align-items: center; justify-content: space-between; margin-bottom: .9rem; }
.stat-card-icon { width: 40px; height: 40px; border-radius: 10px; display: flex; align-items: center; justify-content: center; font-size: 1rem; }
.stat-card-badge { font-size: .7rem; padding: .2rem .55rem; border-radius: 999px; font-weight: 600; }
.badge-up   { background: var(--green-bg); color: var(--green); }
.badge-down { background: var(--red-bg);   color: var(--red); }
.stat-card-val { font-size: 1.55rem; font-weight: 700; color: var(--navy); line-height: 1; margin-bottom: .3rem; }
.stat-card-lbl { font-size: .77rem; color: var(--text-muted); }
.dash-grid { display: grid; grid-template-columns: 1fr 340px; gap: 1.5rem; }
.dash-card { background: var(--bg-card); border: 1px solid var(--border); border-radius: var(--radius); padding: 1.5rem; box-shadow: var(--shadow-sm); }
.dash-card-header { display: flex; align-items: center; justify-content: space-between; margin-bottom: 1.2rem; padding-bottom: .9rem; border-bottom: 1px solid var(--border); }
.dash-card-header h4 { font-size: .92rem; color: var(--navy); font-weight: 600; }
.dash-card-header a  { font-size: .78rem; color: var(--gold-dk); font-weight: 500; }
.dash-card-header a:hover { text-decoration: underline; }
.tx-list { display: flex; flex-direction: column; gap: .6rem; }
.tx-item { display: flex; align-items: center; gap: .9rem; padding: .7rem .9rem; background: var(--bg); border: 1px solid var(--border); border-radius: 9px; transition: var(--transition); }
.tx-item:hover { border-color: var(--border-mid); background: var(--bg-section); }
.tx-icon { width: 34px; height: 34px; border-radius: 9px; display: flex; align-items: center; justify-content: center; font-size: .82rem; flex-shrink: 0; }
.tx-icon.dep { background: var(--green-bg); color: var(--green); }
.tx-icon.wit { background: var(--red-bg);   color: var(--red); }
.tx-icon.ref { background: var(--blue-bg);  color: var(--blue); }
.tx-icon.prf { background: rgba(184,137,42,.1); color: var(--gold-dk); }
.tx-info { flex: 1; min-width: 0; }
.tx-info strong { display: block; font-size: .85rem; color: var(--navy); font-weight: 600; }
.tx-info span   { font-size: .75rem; color: var(--text-muted); }
.tx-amount { font-size: .92rem; font-weight: 700; white-space: nowrap; }
.tx-amount.pos { color: var(--green); }
.tx-amount.neg { color: var(--red); }
.ref-stats { display: flex; flex-direction: column; gap: .6rem; }
.ref-stat-row { display: flex; align-items: center; justify-content: space-between; padding: .7rem .85rem; background: var(--bg); border: 1px solid var(--border); border-radius: 9px; font-size: .85rem; }
.ref-stat-row span:first-child { color: var(--text-muted); }
.ref-stat-row strong { color: var(--navy); }
.ref-link-box { background: var(--bg-section); border: 1px solid var(--border-mid); border-radius: 10px; padding: 1rem; margin-top: 1rem; }
.ref-link-box label { font-size: .74rem; color: var(--gold-dk); font-weight: 600; display: block; margin-bottom: .4rem; text-transform: uppercase; letter-spacing: .06em; }
.ref-link-input { display: flex; gap: .5rem; }
.ref-link-input input { flex: 1; background: #fff; border: 1px solid var(--border-mid); border-radius: 7px; padding: .5rem .8rem; font-size: .8rem; color: var(--text-muted); font-family: inherit; outline: none; }
.ref-link-input button { padding: .5rem 1rem; background: var(--navy); color: #fff; border: none; border-radius: 7px; font-size: .78rem; font-weight: 600; cursor: pointer; transition: var(--transition); white-space: nowrap; font-family: inherit; }
.ref-link-input button:hover { background: var(--navy-mid); }
.sidebar-toggle-btn { display: none; background: none; border: none; color: var(--navy); font-size: 1.2rem; cursor: pointer; padding: .4rem; }

/* TERMS */
.terms-page { padding: 8rem 0 5rem; background: var(--bg); }
.terms-page .section-title { margin-bottom: 1.5rem; }
.terms-content h3 { color: var(--navy); font-size: 1rem; margin: 2rem 0 .7rem; font-weight: 600; }
.terms-content p  { color: var(--text-mid); font-size: .9rem; line-height: 1.8; margin-bottom: .8rem; }
.terms-content ul { list-style: disc; padding-left: 1.5rem; color: var(--text-mid); font-size: .9rem; line-height: 2; }

/* MODAL */
.modal-overlay { position: fixed; inset: 0; background: rgba(13,35,83,.22); display: flex; align-items: center; justify-content: center; z-index: 2000; padding: 1.5rem; backdrop-filter: blur(4px); }
.modal-box { background: #fff; border: 1px solid var(--border-mid); border-radius: 18px; padding: 2rem; width: 100%; max-width: 460px; box-shadow: var(--shadow-lg); animation: fadeUp .3s ease both; }
.modal-header { display: flex; align-items: center; justify-content: space-between; margin-bottom: 1.5rem; padding-bottom: 1rem; border-bottom: 1px solid var(--border); }
.modal-header h3 { color: var(--navy); font-size: 1.1rem; font-weight: 700; }
.modal-close { width: 32px; height: 32px; background: var(--bg-section); border: 1px solid var(--border-mid); border-radius: 8px; color: var(--text-muted); cursor: pointer; font-size: .85rem; transition: var(--transition); display: flex; align-items: center; justify-content: center; }
.modal-close:hover { color: var(--navy); border-color: var(--navy); }

/* ANIMATIONS */
@keyframes fadeUp   { from { opacity:0; transform:translateY(24px); } to { opacity:1; transform:translateY(0); } }
@keyframes fadeDown { from { opacity:0; transform:translateY(-16px);} to { opacity:1; transform:translateY(0); } }
@keyframes bounce   { 0%,100% { transform:translateX(-50%) translateY(0); } 50% { transform:translateX(-50%) translateY(-8px); } }
@keyframes rotateBorder { from { transform:rotate(0deg); } to { transform:rotate(360deg); } }
@keyframes orbit1 { 0% { top:0; left:50%; transform:translateX(-50%); } 25% { top:50%; left:100%; transform:translateY(-50%); } 50% { top:100%; left:50%; transform:translateX(-50%); } 75% { top:50%; left:0; transform:translateY(-50%); } 100% { top:0; left:50%; transform:translateX(-50%); } }
@keyframes orbit2 { 0% { left:0; top:50%; transform:translateY(-50%); } 25% { left:50%; top:0; transform:translateX(-50%); } 50% { left:100%; top:50%; transform:translateY(-50%); } 75% { left:50%; top:100%; transform:translateX(-50%); } 100% { left:0; top:50%; transform:translateY(-50%); } }
.reveal { opacity:0; transform:translateY(28px); transition: opacity .65s ease, transform .65s ease; }
.reveal.visible { opacity:1; transform:translateY(0); }

/* RESPONSIVE */
@media(max-width:1100px) { .footer-grid { grid-template-columns: 1fr 1fr; } .dash-grid { grid-template-columns: 1fr; } .stats-row { grid-template-columns: repeat(2,1fr); } }
@media(max-width:900px) {
  .about-grid,.why-grid,.contact-grid,.referral-wrap { grid-template-columns: 1fr; gap: 2.5rem; }
  .team-grid { grid-template-columns: 1fr; max-width: 420px; margin: 0 auto; }
  .transaction-grid { grid-template-columns: 1fr; max-width: 420px; margin: 0 auto 2rem; }
  .why-features { grid-template-columns: 1fr 1fr; }
  .referral-visual { display: none; }
  .nav-menu { position: fixed; top: 0; right: -100%; bottom: 0; width: 280px; background: #fff; border-left: 1px solid var(--border-mid); flex-direction: column; align-items: flex-start; padding: 5rem 1.5rem 2rem; gap: .3rem; transition: right .3s ease; z-index: 999; box-shadow: -8px 0 40px rgba(13,35,83,.12); }
  .nav-menu.open { right: 0; }
  .nav-link, .nav-btn { width: 100%; padding: .7rem 1rem; border-radius: 8px; }
  .nav-btn { margin: .5rem 0 0; text-align: center; display: flex; justify-content: center; }
  .hamburger { display: flex; z-index: 1000; }
  .dash-sidebar { transform: translateX(-100%); }
  .dash-sidebar.open { transform: translateX(0); }
  .dash-main { margin-left: 0; }
  .sidebar-toggle-btn { display: block; }
  #panel-profile > div { grid-template-columns: 1fr !important; }
  #panel-deposit > .dash-card, #panel-withdraw > .dash-card { max-width: none; }
}
@media(max-width:600px) {
  .hero-stats { flex-direction: column; gap: 1.2rem; }
  .stat-divider { width: 60px; height: 1px; }
  .hero-cta { flex-direction: column; align-items: stretch; }
  .pillars-grid { grid-template-columns: 1fr; }
  .services-grid { grid-template-columns: 1fr; }
  .why-features { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr; }
  .footer-bottom { flex-direction: column; text-align: center; }
  .auth-card { padding: 2rem 1.5rem; }
  .stats-row { grid-template-columns: 1fr 1fr; }
  .dash-welcome { flex-direction: column; gap: 1rem; align-items: flex-start; }
  .dash-content { padding: 1.2rem; }
  .dash-topbar { padding: .9rem 1.2rem; }
}

/* ---- Notifications dropdown ---- */
.notif-dropdown { position: absolute; top: calc(100% + 10px); right: -10px; width: 330px; background: #fff; border: 1px solid var(--border-mid); border-radius: var(--radius); box-shadow: var(--shadow-lg); z-index: 500; display: none; animation: fadeUp .2s ease both; }
.notif-dropdown.open { display: block; }
.notif-dropdown-header { display: flex; align-items: center; justify-content: space-between; padding: .85rem 1.1rem .75rem; border-bottom: 1px solid var(--border); }
.notif-dropdown-header span { font-size: .88rem; font-weight: 600; color: var(--navy); }
.notif-mark-all { font-size: .73rem; color: var(--gold-dk); background: none; border: none; cursor: pointer; font-weight: 500; font-family: inherit; }
.notif-mark-all:hover { text-decoration: underline; }
.notif-list { max-height: 300px; overflow-y: auto; }
.notif-item { display: flex; gap: .85rem; padding: .85rem 1.1rem; border-bottom: 1px solid var(--border); cursor: pointer; transition: background .15s; }
.notif-item:last-child { border-bottom: none; }
.notif-item:hover { background: var(--bg-section); }
.notif-item.unread { background: rgba(13,35,83,.025); }
.notif-icon { width: 34px; height: 34px; border-radius: 9px; display: flex; align-items: center; justify-content: center; font-size: .84rem; flex-shrink: 0; margin-top: .1rem; }
.notif-body { min-width: 0; }
.notif-body strong { display: block; font-size: .81rem; color: var(--navy); font-weight: 600; margin-bottom: .1rem; }
.notif-body p { font-size: .76rem; color: var(--text-muted); margin: 0; line-height: 1.4; }
.notif-time { font-size: .7rem; color: var(--text-muted); display: block; margin-top: .22rem; }

/* ---- User dropdown ---- */
.topbar-user-wrap { position: relative; }
.user-dropdown { position: absolute; top: calc(100% + 10px); right: 0; width: 215px; background: #fff; border: 1px solid var(--border-mid); border-radius: var(--radius); box-shadow: var(--shadow-lg); z-index: 500; display: none; animation: fadeUp .2s ease both; }
.user-dropdown.open { display: block; }
.user-dropdown-header { display: flex; align-items: center; gap: .75rem; padding: .85rem 1rem .8rem; border-bottom: 1px solid var(--border); overflow: hidden; }
.user-dropdown-header div { overflow: hidden; min-width: 0; }
.user-dropdown-header strong { display: block; font-size: .82rem; color: var(--navy); font-weight: 600; line-height: 1.3; overflow: hidden; text-overflow: ellipsis; white-space: nowrap; }
.user-dropdown-header span { font-size: .72rem; color: var(--text-muted); display: block; overflow: hidden; text-overflow: ellipsis; white-space: nowrap; }
.user-dropdown-list { padding: .4rem; }
.user-dropdown-list a { display: flex; align-items: center; gap: .65rem; padding: .55rem .8rem; border-radius: 8px; font-size: .83rem; color: var(--navy); transition: background .15s; }
.user-dropdown-list a:hover { background: var(--bg-section); }
.user-dropdown-list a i { width: 15px; text-align: center; color: var(--text-muted); font-size: .79rem; }
.user-dropdown-list hr { border: none; border-top: 1px solid var(--border); margin: .3rem 0; }

/* ---- Transaction filter tabs ---- */
.tx-filters { display: flex; gap: .4rem; flex-wrap: wrap; margin-bottom: 1.1rem; }
.tx-filter-btn { padding: .3rem .82rem; border-radius: 999px; border: 1px solid var(--border-mid); background: transparent; color: var(--text-muted); font-size: .77rem; font-weight: 500; cursor: pointer; transition: var(--transition); font-family: inherit; }
.tx-filter-btn.active, .tx-filter-btn:hover { background: var(--navy); color: #fff; border-color: var(--navy); }

/* ---- Portfolio chart ---- */
.chart-bars { display: flex; align-items: flex-end; gap: .35rem; height: 110px; overflow-x: auto; padding-bottom: 0; }
.chart-bar-wrap { display: flex; flex-direction: column; align-items: center; gap: .22rem; flex: 1; min-width: 28px; }
.chart-bar { width: 100%; background: var(--navy); border-radius: 4px 4px 0 0; transition: background .2s; }
.chart-bar:hover, .chart-bar.chart-bar-current { background: var(--gold); }
.chart-bar-label { font-size: .66rem; color: var(--text-muted); white-space: nowrap; }
.chart-bar-val { font-size: .66rem; color: var(--navy); font-weight: 600; }
.chart-axis { display: flex; justify-content: space-between; font-size: .7rem; color: var(--text-muted); padding-top: .5rem; border-top: 1px solid var(--border); margin-top: .2rem; }

/* ---- Investment plan cards ---- */
.plan-cards { display: grid; grid-template-columns: repeat(4, 1fr); gap: 1rem; margin-top: 1rem; }
.plan-card { border: 1.5px solid var(--border-mid); border-radius: 12px; padding: 1.2rem 1rem; text-align: center; position: relative; }
.plan-card.current { border-color: var(--gold); background: rgba(184,137,42,.04); }
.plan-card-badge { position: absolute; top: -10px; left: 50%; transform: translateX(-50%); background: var(--gold); color: #fff; font-size: .63rem; font-weight: 700; padding: .18rem .65rem; border-radius: 999px; text-transform: uppercase; letter-spacing: .06em; white-space: nowrap; }
.plan-card-name { font-weight: 700; color: var(--navy); font-size: .88rem; margin-bottom: .35rem; margin-top: .2rem; }
.plan-card-roi { font-size: 1.45rem; font-weight: 800; color: var(--gold); line-height: 1; }
.plan-card-range { font-size: .72rem; color: var(--text-muted); margin: .18rem 0; }
.plan-card-features { list-style: none; font-size: .74rem; color: var(--text-muted); text-align: left; margin-top: .7rem; display: flex; flex-direction: column; gap: .25rem; }
.plan-card-features li { display: flex; gap: .38rem; align-items: flex-start; }
.plan-card-features li i { color: var(--green); font-size: .67rem; margin-top: .22rem; flex-shrink: 0; }

/* ---- KYC Redesigned ---- */
.kyc-hero { display:flex; align-items:center; gap:1.2rem; padding:1.4rem 1.8rem; border-radius:14px; margin-bottom:1.5rem; }
.kyc-hero--verified { background:linear-gradient(135deg,rgba(5,150,105,.08),rgba(5,150,105,.02)); border:1px solid rgba(5,150,105,.2); }
.kyc-hero--pending  { background:linear-gradient(135deg,rgba(234,179,8,.08),rgba(234,179,8,.02)); border:1px solid rgba(234,179,8,.2); }
.kyc-hero--required { background:linear-gradient(135deg,rgba(220,38,38,.06),rgba(220,38,38,.02)); border:1px solid rgba(220,38,38,.15); }
.kyc-hero-icon { width:52px; height:52px; border-radius:14px; display:flex; align-items:center; justify-content:center; font-size:1.3rem; flex-shrink:0; }
.kyc-hero--verified .kyc-hero-icon { background:var(--green-bg); color:var(--green); }
.kyc-hero--pending  .kyc-hero-icon { background:rgba(234,179,8,.15); color:#b45309; }
.kyc-hero--required .kyc-hero-icon { background:var(--red-bg); color:var(--red); }
.kyc-hero-text h3 { font-size:1.05rem; color:var(--navy); margin:0 0 .3rem; font-weight:700; }
.kyc-hero-text p  { font-size:.85rem; color:var(--text-muted); margin:0; line-height:1.5; }

.kyc-grid { display:grid; grid-template-columns:1fr 1fr; gap:1.5rem; margin-bottom:1.5rem; }
.kyc-progress-card .kyc-progress-header { display:flex; align-items:center; justify-content:space-between; margin-bottom:1.2rem; padding-bottom:.9rem; border-bottom:1px solid var(--border); }
.kyc-progress-card .kyc-progress-header h4 { font-size:.92rem; color:var(--navy); font-weight:600; display:flex; align-items:center; gap:.5rem; }
.kyc-progress-card .kyc-progress-header h4 i { color:var(--gold); }
.kyc-progress-bar-wrap { display:flex; align-items:center; gap:.8rem; margin-bottom:1.3rem; }
.kyc-progress-bar { flex:1; height:8px; background:var(--bg-section); border-radius:99px; overflow:hidden; }
.kyc-progress-fill { height:100%; background:linear-gradient(90deg,var(--gold),#d4a030); border-radius:99px; transition:width .5s ease; }
.kyc-progress-label { font-size:.75rem; font-weight:600; color:var(--text-muted); white-space:nowrap; }

.kyc-checklist { display:flex; flex-direction:column; gap:.6rem; }
.kyc-check-item { display:flex; align-items:center; gap:.85rem; padding:.7rem .9rem; border-radius:10px; border:1px solid var(--border); transition:all .2s; }
.kyc-check-item.verified { background:rgba(5,150,105,.04); border-color:rgba(5,150,105,.2); }
.kyc-check-item.pending  { background:rgba(234,179,8,.04); border-color:rgba(234,179,8,.2); }
.kyc-check-item.required { background:rgba(220,38,38,.03); border-color:rgba(220,38,38,.12); }
.kyc-check-icon { width:34px; height:34px; border-radius:9px; display:flex; align-items:center; justify-content:center; font-size:.85rem; flex-shrink:0; }
.kyc-check-info { display:flex; align-items:center; justify-content:space-between; flex:1; min-width:0; }
.kyc-check-label { font-size:.84rem; font-weight:600; color:var(--navy); }

.kyc-info-card h4 { font-size:.92rem; color:var(--navy); font-weight:600; display:flex; align-items:center; gap:.5rem; margin-bottom:1.2rem; padding-bottom:.9rem; border-bottom:1px solid var(--border); }
.kyc-info-card h4 i { color:var(--gold); }
.kyc-info-list { display:flex; flex-direction:column; gap:1rem; }
.kyc-info-item { display:flex; gap:.85rem; }
.kyc-info-icon { width:36px; height:36px; border-radius:9px; background:rgba(13,35,83,.06); color:var(--navy); display:flex; align-items:center; justify-content:center; font-size:.85rem; flex-shrink:0; }
.kyc-info-item strong { font-size:.84rem; color:var(--navy); display:block; margin-bottom:.15rem; }
.kyc-info-item p { font-size:.78rem; color:var(--text-muted); margin:0; line-height:1.45; }
.kyc-info-note { display:flex; align-items:flex-start; gap:.6rem; margin-top:1.3rem; padding:.85rem 1rem; background:rgba(13,35,83,.04); border-radius:9px; font-size:.76rem; color:var(--text-muted); line-height:1.45; }
.kyc-info-note i { color:var(--green); margin-top:.1rem; flex-shrink:0; }

.kyc-upload-section { margin-bottom:1.5rem; }
.kyc-section-title { font-size:.95rem; color:var(--navy); font-weight:600; display:flex; align-items:center; gap:.5rem; margin-bottom:1rem; }
.kyc-section-title i { color:var(--gold); }
.kyc-upload-grid { display:grid; grid-template-columns:1fr 1fr; gap:1.5rem; }
.kyc-upload-card { background:var(--bg-card); border:1px solid var(--border); border-radius:14px; padding:1.5rem; box-shadow:var(--shadow-sm); }
.kyc-upload-card-top { display:flex; align-items:center; gap:.85rem; margin-bottom:1.2rem; padding-bottom:1rem; border-bottom:1px solid var(--border); }
.kyc-upload-type-icon { width:42px; height:42px; border-radius:11px; background:rgba(13,35,83,.06); color:var(--navy); display:flex; align-items:center; justify-content:center; font-size:1.05rem; flex-shrink:0; }
.kyc-upload-card-top h5 { font-size:.88rem; color:var(--navy); font-weight:600; margin:0; }
.kyc-upload-card-top p  { font-size:.76rem; color:var(--text-muted); margin:.15rem 0 0; }

.kyc-dropzone { display:flex; flex-direction:column; align-items:center; justify-content:center; gap:.4rem; padding:1.8rem 1rem; border:2px dashed var(--border-mid); border-radius:12px; background:var(--bg-section); cursor:pointer; transition:all .25s; text-align:center; }
.kyc-dropzone:hover, .kyc-dropzone.dragover { border-color:var(--gold); background:rgba(184,137,42,.04); }
.kyc-dropzone i { font-size:1.6rem; color:var(--border-mid); transition:color .25s; }
.kyc-dropzone:hover i, .kyc-dropzone.dragover i { color:var(--gold); }
.kyc-dropzone input[type="file"] { display:none; }
.kyc-dropzone-text { font-size:.82rem; font-weight:600; color:var(--navy); }
.kyc-dropzone-hint { font-size:.72rem; color:var(--text-muted); }

.kyc-file-preview { display:flex; align-items:center; gap:.6rem; padding:.6rem .85rem; background:rgba(184,137,42,.06); border:1px solid rgba(184,137,42,.2); border-radius:8px; margin:.75rem 0; font-size:.82rem; color:var(--navy); }
.kyc-file-preview i { color:var(--gold); }
.kyc-file-name { flex:1; font-weight:500; white-space:nowrap; overflow:hidden; text-overflow:ellipsis; }
.kyc-file-remove { background:none; border:none; color:var(--red); cursor:pointer; font-size:.85rem; padding:.15rem; line-height:1; }
.kyc-upload-btn { margin-top:.5rem; }

/* KYC legacy classes kept for compatibility */
.kyc-status { display: flex; align-items: center; gap: .85rem; padding: .85rem 1.1rem; border: 1px solid var(--border); border-radius: 10px; background: var(--bg); }
.kyc-icon { width: 38px; height: 38px; border-radius: 9px; display: flex; align-items: center; justify-content: center; font-size: 1rem; flex-shrink: 0; }
.kyc-badge { font-size: .7rem; font-weight: 700; padding: .18rem .6rem; border-radius: 999px; }
.kyc-badge.verified { background: var(--green-bg); color: var(--green); }
.kyc-badge.pending  { background: rgba(234,179,8,.12); color: #b45309; }
.kyc-badge.required { background: var(--red-bg); color: var(--red); }

@media(max-width:900px) {
  .kyc-grid { grid-template-columns:1fr; }
  .kyc-upload-grid { grid-template-columns:1fr; }
}
@media(max-width:600px) {
  .kyc-hero { flex-direction:column; text-align:center; gap:.8rem; padding:1.2rem; }
  .kyc-check-info { flex-direction:column; align-items:flex-start; gap:.2rem; }
}

/* Transaction status badges */
.tx-status-badge { font-size: .68rem; font-weight: 700; padding: .15rem .55rem; border-radius: 999px; white-space: nowrap; }
.tx-status-badge.confirmed { background: var(--green-bg); color: var(--green); }
.tx-status-badge.pending { background: rgba(234,179,8,.12); color: #b45309; }
.tx-status-badge.processing { background: rgba(37,99,235,.1); color: #2563eb; }
.tx-status-badge.rejected { background: var(--red-bg); color: var(--red); }

/* Ticket list */
.ticket-list { display: flex; flex-direction: column; gap: .5rem; }
.ticket-item { padding: .85rem 1rem; border: 1px solid var(--border); border-radius: 10px; transition: border-color .2s; }
.ticket-item:hover { border-color: var(--gold); }
.ticket-header { display: flex; align-items: center; gap: .6rem; margin-bottom: .35rem; }
.ticket-num { font-size: .78rem; font-weight: 700; color: var(--navy); }

/* Referred users table */
.ref-users-table { width: 100%; border-collapse: collapse; font-size: .84rem; }
.ref-users-table th { text-align: left; padding: .55rem .7rem; font-size: .73rem; font-weight: 600; color: var(--text-muted); text-transform: uppercase; letter-spacing: .4px; border-bottom: 1.5px solid var(--border); }
.ref-users-table td { padding: .6rem .7rem; border-bottom: 1px solid var(--border); }
.ref-users-table tr:last-child td { border-bottom: none; }

@media(max-width:900px) { .plan-cards { grid-template-columns: repeat(2,1fr); } }
@media(max-width:600px) { .plan-cards { grid-template-columns: 1fr; } .notif-dropdown { width: calc(100vw - 2rem); right: -4rem; } }

/* ── Accessibility: Focus styles ── */
a:focus-visible,
button:focus-visible,
input:focus-visible,
select:focus-visible,
textarea:focus-visible,
[tabindex]:focus-visible {
  outline: 2px solid var(--gold);
  outline-offset: 2px;
}

/* ── Reduced motion ── */
@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after {
    animation-duration: 0.01ms !important;
    animation-iteration-count: 1 !important;
    transition-duration: 0.01ms !important;
    scroll-behavior: auto !important;
  }
}